100% Joint & Survivor

Your eligible spouse will receive 50% of the lifetime base benefit amount you are receiving at the time of your death. The survivor benefit will continue for the life of your spouse, even if your spouse remarries. In the Closed Plan, there is no reduction in your benefit to provide this option. The reduction in the Year 2000 Plan and 2011 Tier is based on your age at retirement and the age difference between you and your spouse.