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# MoDOT & Patrol Employees' Retirement System

Serving Those Who Keep Us Safe.

## Sitemaps

- [XML Sitemap](https://www.mpers.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Your myMPERS Account: Everything You Need](https://www.mpers.org/your-mympers-account-everything-you-need-anytime/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.27.6″ custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row admin_label=”row” _builder_version=”4.27.6″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] Whether you check in regularly or haven’t logged in for a while, your account gives you 24/7 access to the information that
- [Larry Krummen Inducted into CIO Hall of Fame](https://www.mpers.org/larry-krummen-inducted-into-cio-hall-of-fame/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.27.6″ custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” global_colors_info=”{}”] Larry Krummen, Chief Investment Officer for MPERS, was inducted into the Markets Group CIO Hall of Fame on March 10, 2026, during
- [Message Center: A Secure Way to Communicate](https://www.mpers.org/message-center-a-secure-way-to-communicate/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row admin_label=”row” _builder_version=”4.27.6″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] Did you know myMPERS includes a Message Center that lets you communicate securely with MPERS? Message Center allows you to send messages directly to
- [Trustee Election Information](https://www.mpers.org/trustee-elections/) - MPERS will hold an upcoming election for four elected trustee positions. Here are the important dates.
- [Investing in Your Future: How Employer Contributions Power Your Pension](https://www.mpers.org/investing-in-your-future-how-employer-contributions-power-your-pension/) - Understanding the Role of Employer Contributions at MPERS At MPERS, we are committed to delivering secure, lifetime retirement benefits to our members. A key part of this commitment is the employer contributions that fund your pension. Here’s a closer look at how these contributions work and why they are essential to your retirement security. Where
- [Ensuring the Stability of Your MPERS Benefits](https://www.mpers.org/ensuring-the-stability-of-your-mpers-benefits/) - At MPERS, we are dedicated to safeguarding your benefits. We understand that the current market volatility may cause concern, but rest assured, MPERS is committed to providing stable and secure retirement benefits. MPERS is managed with a long-term perspective by professional investors focused on meeting obligations that span decades. We rely on strategic asset allocation
- [Celebrating Public Service Appreciation Week](https://www.mpers.org/celebrating-public-service-appreciation-week/) - As we celebrate Public Service Appreciation Week from May 4-10, we want to extend our heartfelt thanks and appreciation to all our members for their unwavering dedication and service. Your commitment to public service is the backbone of our community, and we are deeply grateful for your contributions. Behind the scenes at MPERS, our dedicated teams work
- [Pension Scams Are on the Rise— Here’s How to Stay Safe](https://www.mpers.org/pension-scams-are-on-the-rise-heres-how-to-stay-safe/) - Pension scams are becoming increasingly common, with fraudsters using sophisticated tactics to deceive retirees and steal their hard-earned savings. Below are some common scams and tips on how you can protect yourself and your retirement savings. Common Types of Pension Scams Free Pension Reviews: Scammers offer free reviews to gather personal information, posing as legitimate financial
- [MPERS Celebrates 70 Years of Service This August](https://www.mpers.org/mpers-celebrates-70-years-of-service-this-august/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.4″ custom_padding=”0px||0px||false|false” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.mpers.org/wp-content/uploads/background-slider3-1.jpg” title_text=”Slider 2025 70th” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,2_3″ _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.mpers.org/wp-content/uploads/70th-Anniversary.png” title_text=”70th Anniversary” align=”center” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”30px||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”][/et_pb_image][/et_pb_column][et_pb_column type=”2_3″
- [1099-R Forms Are Now Available](https://www.mpers.org/1099-r-forms-are-now-available/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Good news! MPERS has mailed out this year’s 1099-Rs, and they are officially on the way to your mailbox. If you don’t want to
- [2026 Retirement Education Schedule](https://www.mpers.org/2026-retirement-education-schedule/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.27.5″ custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_divider _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][/et_pb_divider][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”] Ready to take the next step in understanding your MPERS benefits? Our 2026 education lineup is here, offering helpful
- [2026 Cost-of-Living Adjustment (COLA)](https://www.mpers.org/2026-cost-of-living-adjustment-cola-announced/) - MPERS is pleased to announce that the 2026 Cost-of-Living Adjustment (COLA) rate has been set at 2.152%. This annual adjustment helps retirees keep pace with inflation.
- [Staying Safe from Fraud and Scams in 2026](https://www.mpers.org/staying-safe-from-fraud-and-scams-in-2026/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.27.4″ hover_enabled=”0″ da_disable_devices=”off|off|off” global_colors_info=”{}” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” sticky_enabled=”0″ da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text module_class=”list-no-gap” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] As we welcome a new year, it’s a perfect time to refresh our awareness of the latest
- [Understanding Your MPERS Retirement Benefits](https://www.mpers.org/understanding-your-mpers-retirement-benefits/) - Your MPERS retirement plan is one of the most important benefits you have as a MoDOT or MSHP employee. Knowing how it works can help you make informed decisions about your financial future. Key Topics Every Member Should Know Your Plan Type: Whether you are in the Closed Plan, Year 2000 Plan, or 2011 Tier,
- [Vital Signs: A Healthy System in FY 2025](https://www.mpers.org/mpers-vital-signs-a-healthy-system-in-fy-2025/) - Each year, MPERS reviews its Vital Signs, key indicators that measure the overall health and stability of the retirement system. These metrics cover areas such as benefit administration, compliance, cybersecurity, financial audits, and investment performance. For Fiscal Year 2025, the results are clear: ✅ All Vital Signs are green. This means MPERS met or exceeded
- [Board Meeting Summary – November 2025](https://www.mpers.org/board-meeeting-summary-november-2025/) - Date: November 20, 2025 Time: 12:00 p.m. Approval of Board Meeting Minutes The Board approved the minutes of the September 18, 2025 meeting. These minutes, as well as those from prior meetings, can be found on MPERS’ website. Minutes from the current meeting will be posted after they are adopted at the Board’s next regular
- [MPERS Releases 2025 Annual Financial Reports: ACFR and PAFR Available Online](https://www.mpers.org/mpers-releases-2025-annual-financial-reports-acfr-and-pafr-available-online/) - Discover MPERS’ 2025 Annual Financial Reports, including the ACFR and PAFR. Learn about record funded status, strong investment returns, and long-term performance. Access reports and Vital Signs dashboard at mpers.org.
- [MPERS Financial Status Update 2025](https://www.mpers.org/mpers-financial-status-update-2025/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row admin_label=”row” _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https://youtu.be/eSQTjp5CZVo” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” global_colors_info=”{}”][/et_pb_video][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] In this update, Scott Simon, Executive Director of MPERS, explains the latest developments in the financial health of
- [We Have Moved to 813 W Stadium Blvd](https://www.mpers.org/we-have-moved-to-813-w-stadium/) - Starting Monday, September 29, you’ll find us at our new location: 813 W Stadium Blvd, Jefferson City, MO 65109. Our new space is designed with you in mind, offering improved access for one-on-one retirement consultations, expanded capacity for member education events, and a more professional environment overall. Whether you're visiting to update your records or
- [MPERS Funded Status Reaches 75.7%!](https://www.mpers.org/mpers-funded-status-reaches-75-7/) - MPERS has reached a significant milestone in its financial journey. As of June 30, 2025, the plan is 75.7% funded, the highest level in MPERS' history. This achievement reflects the impact of strong investment returns, disciplined funding policies, and years of strategic decisions by the Board. The investment portfolio finished the year strong and earned
- [Board Meeting Summary - September 2025](https://www.mpers.org/board-meeting-summary-september-2025/) - Date: September 18, 2025 Time: 12:00 p.m. Approval of Board Meeting Minutes The Board approved the minutes of the June 20, 2025 meeting. These minutes, as well as those from prior meetings, can be found on MPERS’ website. Minutes from the current meeting will be posted after they are adopted at the Board’s next regular
- [Why Your Retirement Contribution Looks Lower](https://www.mpers.org/why-your-retirement-contribution-looks-lower/) - Scott Simon, Executive Director of MPERS, explains why the retirement contribution amount on your paycheck may appear smaller, and why that’s actually good news
- [We're Moving to a New Location Soon!](https://www.mpers.org/were-moving-to-a-new-location-soon/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row admin_label=”row” _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Exciting changes are underway at MPERS as we prepare for our upcoming office move. Our new space is designed with members in mind, offering
- [Knowing Your Benefits is Easier than Ever!](https://www.mpers.org/knowing-your-benefits-is-easier-than-ever/) - We’re excited to launch the newly redesigned MPERS.org! Whether you're just starting your career or planning for retirement, our website is better than ever.
- [MPERS Celebrates 70 Years of Service](https://www.mpers.org/mpers-celebrates-70-years-of-service/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] This year marks a historic milestone: the 70th anniversary of the MoDOT and Patrol Employees’ Retirement System (MPERS). Established through Senate Bill 66, which
- [Employer Contribution Rate Reduced, Retirement Benefits Remain Secure](https://www.mpers.org/employer-contribution-rate-reduced-retirement-benefits-remain-secure/) - Employer contribution rates for retirement benefits have decreased this year, continuing a positive trend, particularly on the civilian side. These reductions reflect continued progress in strengthening the financial health of the retirement system. This development is especially encouraging for employers, as it reduces their financial obligation while maintaining the integrity of the retirement plan. What
- [Board Meeting Summary - June 2025](https://www.mpers.org/board-meeting-summary-june-2025/) - Date: June 20, 2025 Time: 12:00 p.m. Approval of Board Meeting Minutes The Board approved the minutes of the February 21, 2025 meeting. These minutes, as well as those from prior meetings, can be found on MPERS’ website. Minutes from the current meeting will be posted after they are adopted at the Board’s next regular
- [MPERS Receives Award for 20th Consecutive Year](https://www.mpers.org/mpers-receives-award-for-20th-consecutive-year/) - (Chicago, Illinois)—Government Finance Officers Association of the United States and Canada (GFOA) has awarded the Certificate of Achievement for Excellence in Financial Reporting to Missouri Department of Transportation & Highway Patrol Employees' Retirement System for its annual comprehensive financial report for the fiscal year ended June 30, 2024. The report has been judged by an
- [Public Pensions: A Revenue Generator for Missouri](https://www.mpers.org/17758-2/) - In the latest 2025 edition of its landmark study, the National Conference on Public Employee Retirement Systems (NCPERS) reveals a compelling truth: public pensions are not a cost burden—they are a powerful economic engine. The report, titled Unintended Consequences: How Scaling Back Public Pensions Puts Government Revenues at Risk, shows that in 2023 alone, public
- [How MPERS Keeps Costs Low—and Your Retirement Strong](https://www.mpers.org/how-mpers-keeps-costs-low-and-your-retirement-strong/) - MPERS is committed to efficiently delivering secure, lifetime retirement benefits. In this issue, we are spotlighting how your retirement system keeps costs low while maximizing value. Here’s how we do it: Lower administrative costs than most other similarly sized public pension plans Pooled investments that reduce overhead and boost returns Sustainable funding strategies that protect

## Pages

- [Home](https://www.mpers.org/) - MPERS provides sustainable retirement, survivor, and disability benefits for the lifetime of our members.
- [Publications](https://www.mpers.org/publications/) - From brochures to handbooks that describe your retirement and disability benefits, a wealth of information is available online or by contacting our benefit counselors.
- [Communications Dashboard](https://www.mpers.org/communications-dashboard/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.6″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] MPERS Communications Dashboard — Divi Code Module v4 Paste into Divi > Code module on a password-protected page. Section: full-width, 0 padding, 0 gutter. BRAND COLORS — tweak if anything
- [Total Compensation Calculator](https://www.mpers.org/total-compensation-calculator/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.6″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] Total Compensation Calculator Home /Total Compensation Calculator [/et_pb_text][et_pb_code _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Total Compensation Calculator See the full value of your salary plus the State’s investment in your benefits.
- [Forms](https://www.mpers.org/forms/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][/et_pb_column][/et_pb_row][/et_pb_section]
- [Workplace Possibilities](https://www.mpers.org/workplace-possibilities/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.6″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] Workplace Possibilities Home /Workplace Possibilities [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.6″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] Employees are one of our most valued assets – they are vital to the
- [Actuarial Valuations & Experience Studies](https://www.mpers.org/publications/annual-valuations/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Actuarial Valuations & Experience Studies Home /Publications/Actuarial Valuations & Experience... [/et_pb_text][et_pb_text admin_label=”Introduction” module_class=”lead” _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] The basic financial objective of MPERS is to
- [New Hire Knowledge Check](https://www.mpers.org/new-hire-knowledge-check/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.6″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] New Hire Knowledge Check Home /New Hire Knowledge Check [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] [/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]
- [Benefit Formula](https://www.mpers.org/members/benefit-formula/) - Your retirement benefit amount is determined by a formula established by law. The more creditable service you have and the higher your final average pay, the greater your base benefit amount.
- [Technology Accessibility Statement](https://www.mpers.org/technology-accessibility-statement/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.6″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] Technology Accessibility Statement Home /Technology Accessibility Statement [/et_pb_text][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”]The MoDOT & Patrol Employees’ Retirement System (MPERS) is committed to ensuring that our website and digital applications are accessible
- [Video Library](https://www.mpers.org/video-library/) - Welcome to the MPERS Video Library — your go-to resource for understanding your retirement benefits, planning for the future, and staying informed about the MPERS Retirement System.
- [Secure File Upload](https://www.mpers.org/secure-file-upload/) - MPERS Secure File Upload is a robust file-sharing solution designed to protect your personal information when you send documents to MPERS.
- [MPERS Staff](https://www.mpers.org/mpers-staff/) - Our team is made up of dedicated professionals across five divisions and two specialized units. Learn more about their role and contributions at MPERS.
- [BackDROP Comparison](https://www.mpers.org/tools-calculators/backdrop-comparison/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.6″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] BackDROP Comparison Home /Tools & Calculators/BackDROP Comparison [/et_pb_text][et_pb_code _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Important Notice: This BackDROP comparison tool is not binding on MPERS, its Board of Trustees, or the
- [MPERS' Bidding History](https://www.mpers.org/mpers-bidding-history/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ _module_preset=”default” max_width_last_edited=”off|phone” custom_margin=”||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”MPERS’ Bidding History” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”] MPERS’ Bidding History [/et_pb_text][et_pb_text admin_label=”Explanation” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”] MPERS maintains a number of consultant/vendor relationships that are essential to carrying out the responsibilities of the
- [Lump-Sum Yield](https://www.mpers.org/tools-calculators/lump-sum-yield/) - [et_pb_section fb_built=”1″ theme_builder_area=”post_content” _builder_version=”4.27.6″ _module_preset=”default” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.27.6″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.6″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”] Members Home /Tools & Calculators/Lump-Sum Yield [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.27.6″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.6″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_code _builder_version=”4.27.6″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″] Important Notice: This calculator is for educational purposes only and
- [Payment Option Comparison](https://www.mpers.org/tools-calculators/payment-option-comparison/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.6″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] Payment Option Comparison Home /Tools & Calculators/Payment Option Comparison [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] Important Notice: This tool is not binding on MPERS, its
- [Work One More Year](https://www.mpers.org/tools-calculators/work-one-more-year/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.6″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] Work One More Year Calculator Home /Tools & Calculators/Work One More Year [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] Important Notice: This calculator is not binding
- [Asset Allocation](https://www.mpers.org/asset-allocation/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Asset Allocation Home /Asset Allocation [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] The time horizon of the System’s investment portfolio reflects the long-term nature of MPERS’ pension obligations. Accordingly, diversification among investments
- [Total Fund Performance](https://www.mpers.org/investments/total-fund-performance/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Total Fund Performance Home /Investments/Total Fund Performance [/et_pb_text][et_pb_text admin_label=”Introduction” module_class=”lead” _builder_version=”4.27.6″ z_index_tablet=”500″ text_text_shadow_horizontal_length_tablet=”0px” text_text_shadow_vertical_length_tablet=”0px” text_text_shadow_blur_strength_tablet=”1px” link_text_shadow_horizontal_length_tablet=”0px” link_text_shadow_vertical_length_tablet=”0px” link_text_shadow_blur_strength_tablet=”1px” ul_text_shadow_horizontal_length_tablet=”0px” ul_text_shadow_vertical_length_tablet=”0px” ul_text_shadow_blur_strength_tablet=”1px” ol_text_shadow_horizontal_length_tablet=”0px” ol_text_shadow_vertical_length_tablet=”0px” ol_text_shadow_blur_strength_tablet=”1px” quote_text_shadow_horizontal_length_tablet=”0px” quote_text_shadow_vertical_length_tablet=”0px” quote_text_shadow_blur_strength_tablet=”1px” header_text_shadow_horizontal_length_tablet=”0px”
- [Comparator](https://www.mpers.org/tools-calculators/comparator/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.6″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″] The Comparator Home /Tools & Calculators/Comparator [/et_pb_text][et_pb_code _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] Important Notice: This CompaRATOR tool is not binding on MPERS, its Board of Trustees, or the State
- [Work-Related Disability](https://www.mpers.org/members/disability-benefits/work-related-disability-benefit-amount/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] Work-Related Disability Home /Members/Disability Benefits/Work-Related Disability [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] As an active member of a plan administered by MPERS, the state provides work-related disability
- [Tools & Calculators](https://www.mpers.org/tools-calculators/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Tools & Calculators Home /Tools & Calculators [/et_pb_text][et_pb_text admin_label=”Intro” module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] This page is intended to provide you with the tools you need to prepare for and
- [The HR Connection](https://www.mpers.org/the-hr-connection/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] The HR Connection Newsletter Home /The HR Connection [/et_pb_text][et_pb_text admin_label=”HR Connection Introduction” _builder_version=”4.27.6″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″ module_class=”lead”] The HR Connection is a newsletter
- [Member Reports](https://www.mpers.org/publications/member-profile-reports/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Member Profile Reports Home /Publications/Member Reports [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]The Member Profile Report is designed to provide the MPERS Board of Trustees and human resource representatives from
- [Long-Term Disability](https://www.mpers.org/members/disability-benefits/long-term-disability/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Long-Term Disability Home /Members/Disability Benefits/Long-Term Disability [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]As an active member of a plan administered by MPERS, the state provides long-term disability (LTD) insurance at
- [Disability FAQ](https://www.mpers.org/disability-faq/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Disability FAQ Home /Disability FAQ [/et_pb_text][et_pb_text admin_label=”Disability FAQ Introduction” module_class=”lead” _builder_version=”4.27.4″ saved_tabs=”all” global_colors_info=”{}”] People insure their lives, health, homes, and other possessions; however, what about one of their
- [Quarterly Investment Updates](https://www.mpers.org/investments/quarterly-investment-updates/) - Quarterly investment updates, prepared by MPERS’ Chief Investment Officer, offer a comprehensive view of the fund's investment performance and asset allocation.
- [Investments](https://www.mpers.org/investments/) - The investment portfolio is constructed to generate a total return that is sufficient to meet current and future benefit payment obligations.
- [Investment Reports](https://www.mpers.org/investment-reports/) - MPERS’ objective is to provide service, disability, death, and retirement benefits to members and their beneficiaries.
- [Popular Annual Financial Reports](https://www.mpers.org/publications/popular-annual-financial-reports/) - MPERS produces a Popular Annual Financial Report each year to give a clear, easy-to-understand summary of the System’s financial health and key activities.
- [Economic Impact](https://www.mpers.org/about-mpers/economic-impact/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] Economic Impact Home /About MPERS/Economic Impact [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] Publicly funded defined-benefit (DB) pension plans play a vital role in ensuring that former public
- [Annual Comprehensive Financial Reports](https://www.mpers.org/publications/annual-reports/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Annual Comprehensive Financial Reports” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Annual Comprehensive Financial Reports Home /Publications/Annual Comprehensive Financial Reports [/et_pb_text][et_pb_text admin_label=”Introduction” module_class=”lead” _builder_version=”4.27.4″ global_colors_info=”{}”] As a component unit of the State of Missouri, MPERS
- [Who We Are](https://www.mpers.org/about-mpers/who-we-are/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Who We Are Home /About MPERS/Who We Are [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]At MPERS, our mission is simple: to provide sustainable retirement, survivor, and disability benefits for
- [What We Do](https://www.mpers.org/about-mpers/what-we-do/) - At MPERS, our mission is simple: to provide sustainable retirement, survivor, and disability benefits for the lifetime of our members.
- [Vital Signs](https://www.mpers.org/vital-signs/) - [et_pb_section fb_built=”1″ _builder_version=”4.23.1″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Vital Signs Home /Vital Signs [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] MPERS uses an oversight tool, Vital Signs, to enhance the Board of Trustees’ insight into the System’s performance.
- [Useful Links](https://www.mpers.org/useful-links/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Page Title” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Useful Links Home /Useful Links [/et_pb_text][et_pb_text admin_label=”Intro” module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] The links provided below will take you to websites outside of the MPERS domain. Please
- [Strategic Plan](https://www.mpers.org/strategic-plan/) - [et_pb_section fb_built=”1″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Strategic Plan Home /Strategic Plan [/et_pb_text][et_pb_text admin_label=”Introduction” module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] MPERS implemented a five-year strategic plan in 2022. The following documents include a general overview of the strategic plan
- [Organizational Chart](https://www.mpers.org/about-mpers/organizational-chart/) - The Executive Director of MPERS oversees the offices and records of the System and is responsible for hiring necessary employees, subject to the approval of the Board of Trustees.
- [Targeted Topics](https://www.mpers.org/targeted-topics-videos/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Targeted Topics Home /Targeted Topics [/et_pb_text][et_pb_text admin_label=”Text” module_class=”lead” _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”]Our targeted topic videos break down common MPERS retirement questions into short, easy-to-follow explanations.
- [Employers](https://www.mpers.org/employers/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Employers Home /Employers [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.6″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] HR Connection Newsletter The HR Connection is a newsletter
- [How Are We Doing?](https://www.mpers.org/how-are-we-doing/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″] How Are We Doing Home /How Are We Doing? [/et_pb_text][et_pb_text admin_label=”Text” _builder_version=”4.27.6″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” min_height=”0px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]
- [Disclaimer](https://www.mpers.org/disclaimer/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Disclaimer Home /Disclaimer [/et_pb_text][et_pb_text _builder_version=”4.27.6″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Terms and Conditions – Same as Legal Disclaimer MPERS established this website to provide members
- [Board Rules](https://www.mpers.org/trustees/board-rules/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Board Rules Home /Trustees/Board Rules [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]The board has the responsibility of establishing and maintaining broad policies and objectives for all aspects of the retirement
- [Careers](https://www.mpers.org/careers/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ background_color=”rgba(0,0,0,0)” use_background_color_gradient=”on” background_color_gradient_direction=”174deg” background_color_gradient_stops=”rgba(0,0,0,0) 0%|rgba(0,0,0,0) 100%” background_color_gradient_start=”rgba(0,0,0,0)” background_color_gradient_end=”rgba(0,0,0,0)” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_image src=”https://www.mpers.org/wp-content/uploads/Sky-Blue-Office-Desk-Flatlay-with-Dots-LinkedIn-Banner-scaled.jpg” title_text=”Sky Blue Office Desk Flatlay with Dots LinkedIn Banner” admin_label=”Career header image” _builder_version=”4.23.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][/et_pb_image][et_pb_text admin_label=”Introduction” _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Join our Team! At
- [Bona Fide Separation and Reemployment](https://www.mpers.org/bona-fide-separation-and-reemployment-after-retirement-faq/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Bona Fide Separation and Reemployment after Retirement FAQ Home /Bona Fide Separation and... [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”3_4,1_4″ admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.27.6″
- [Bidding Opportunities](https://www.mpers.org/about-mpers/proposals-requested/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Bidding Opportunities Home /About MPERS/Bidding Opportunities [/et_pb_text][et_pb_text disabled_on=”off|off|off” admin_label=”RFP Intro” module_class=”lead” _builder_version=”4.27.5″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] The Missouri Department of Transportation and Highway Patrol Employees’ Retirement System (MPERS)
- [Board Members](https://www.mpers.org/trustees/board-members/) - MPERS is governed by a Board of Trustees. As set out in Section 104.160 of the Revised Statutes of Missouri, the Board is comprised of 11 members.
- [Board Meetings](https://www.mpers.org/trustees/board-meetings/) - [et_pb_section fb_built=”1″ _builder_version=”4.19.0″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”MPERS Board and Committee Meeting Dates and Agendas” _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] Board Meetings Home /Trustees/Board Meetings [/et_pb_text][et_pb_text admin_label=”Introduction” module_class=”lead” _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] The Board of Trustees is required by
- [Which Plan Am I In](https://www.mpers.org/members/which-plan-am-i-in/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ custom_padding=”-10px|||” z_index_tablet=”500″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Which Plan am I in? Home /Members/Which Plan Am I... [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ text_font_size=”20px” z_index_tablet=”500″ text_text_shadow_horizontal_length_tablet=”0px” text_text_shadow_vertical_length_tablet=”0px” text_text_shadow_blur_strength_tablet=”1px” link_text_shadow_horizontal_length_tablet=”0px” link_text_shadow_vertical_length_tablet=”0px” link_text_shadow_blur_strength_tablet=”1px” ul_text_shadow_horizontal_length_tablet=”0px” ul_text_shadow_vertical_length_tablet=”0px” ul_text_shadow_blur_strength_tablet=”1px” ol_text_shadow_horizontal_length_tablet=”0px”
- [The Retirement Process](https://www.mpers.org/members/retirement-process/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] The Retirement Process Home /Members/The Retirement Process [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] MPERS utilizes a 2-Step Retirement Process. This process allows MPERS to provide you with more individualized information. Before you begin
- [Seminars & Webinars](https://www.mpers.org/members/seminars-webinars/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Seminars & Webinars Home /Members/Seminars & Webinars [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]Planning for retirement might seem far away—or right around the corner. No matter where you are in your career,
- [Retirement Terms 101](https://www.mpers.org/members/retirement-terms-101/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Retirement Terms 101 Home /Members/Retirement Terms 101 Planning for retirement can feel overwhelming, especially when you’re faced with unfamiliar terms and acronyms. Whether you’re early in your career or nearing
- [Frequently Asked Questions](https://www.mpers.org/members/retirement-faq/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Retirement FAQ Home /Members/Frequently Asked Questions [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion closed_toggle_background_color=”#f0f7fa” icon_color=”#0C71C3″ disabled_on=”off|off|off” _builder_version=”4.27.6″ _module_preset=”default” toggle_level=”h2″ toggle_font=”||||||||” custom_margin=”||||false|false” custom_padding=”||||false|false” hover_enabled=”0″ border_width_all=”0px” global_colors_info=”{}” sticky_enabled=”0″][et_pb_accordion_item
- [Retirement Eligibility](https://www.mpers.org/members/retirement-eligibility/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”] Retirement Eligibility Home /Members/Retirement Eligibility [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ global_colors_info=”{}”] Your eligibility for retirement depends on your age and creditable service you have earned. The retirement laws in effect
- [Retirees](https://www.mpers.org/retirees/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Retirees Home /Retirees [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] MPERS retirees dedicated their careers to serving their communities, and they continue to make a difference today. As a
- [Your Pension Benefits](https://www.mpers.org/members/pension-benefits/) - MPERS is a defined benefit plan, commonly referred to as a pension. This type of plan provides retirement and disability benefits for eligible employees of MPERS.
- [Personal Counseling Session](https://www.mpers.org/personal-counseling-session/) - If you have questions about your retirement benefits or need help completing forms, our team is here to help through one‑on‑one personal counseling sessions.
- [New Members](https://www.mpers.org/new-members/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] New Members Home /New Members [/et_pb_text][/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.mpers.org/wp-content/uploads/Member-Logos.png” _builder_version=”4.27.5″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” alt=”Member-Logos” sticky_enabled=”0″][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}”
- [Mid-Career Checkup Webinar](https://www.mpers.org/members/seminars-webinars/mid-career-checkup-webinar/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” da_disable_devices=”off|off|off” collapsed=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”] Mid-Career Checkup Webinar Home /Members/Seminars & Webinars/Mid-Career Checkup Webinar [/et_pb_text][/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://www.mpers.org/wp-content/uploads/Member-Logos.png” _builder_version=”4.27.5″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” alt=”Member-Logos” sticky_enabled=”0″][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″
- [Leaving State Employment](https://www.mpers.org/leaving-state-employment/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Leaving State Employment Home /Leaving State Employment [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Leaving your position with the State of Missouri is a significant decision that can impact your
- [Handbooks](https://www.mpers.org/publications/handbooks/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”] Handbooks Home /Publications/Handbooks [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”0|0px|27px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Closed Plan Handbook” url_new_window=”on” image=”https://www.mpers.org/wp-content/uploads/Closed-Plan-Handbook-cover.png” admin_label=”Closed Plan Handbook” _builder_version=”4.27.5″ header_level=”h2″ header_font=”||||||||” header_text_align=”center” text_orientation=”center” link_option_url=”https://www.mpers.org/wp-content/uploads/Closed-Plan-Handbook21.pdf” link_option_url_new_window=”on”
- [Divorce and Your MPERS Benefit](https://www.mpers.org/divorce-and-your-mpers-benefit/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Divorce and Your MPERS Benefit Home /Divorce and Your MPERS... [/et_pb_text][et_pb_text admin_label=”Introduction” module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Are you “vested” with the MoDOT and Patrol Employees’ Retirement
- [How Interest is Calculated on Contributions](https://www.mpers.org/members/credited-interest-2011-tier-members/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] How Interest is Calculated and Applied to Member Contributions Home /Members/How Interest is Calculated... [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] The following information outlines how interest is credited to
- [Comparison of Closed Plan/Year 2000 Plan](https://www.mpers.org/members/comparison-of-plans/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Comparison of Closed Plan/Year 2000 Plan Home /Members/Comparison of Closed Plan/Year... [/et_pb_text][et_pb_text admin_label=”Text” module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] At retirement, members of the Closed Plan may elect to stay in the Closed
- [Brochures](https://www.mpers.org/publications/brochures/) - Have questions? We’ve got answers. Explore our brochures covering topics such as BackDROP, divorce, military service, and understanding your retirement benefits.
- [Life Events](https://www.mpers.org/members/life-events/) - MPERS is here to help you understand how each milestone affects your benefits and what steps you may need to take.
- [BackDROP](https://www.mpers.org/members/backdrop/) - BackDROP is a payment option allows you to receive a lump-sum payment at retirement in addition to your ongoing monthly benefit.
- [Members](https://www.mpers.org/members/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” collapsed=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Members Home /Members [/et_pb_text][/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.mpers.org/wp-content/uploads/Member-Logos.png” alt=”MoDOT and Missouri Highway Patrol logos” _builder_version=”4.27.5″ _module_preset=”default” min_height=”126px” global_colors_info=”{}”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”0px||||false|false”
- [Contact Us](https://www.mpers.org/contact-us/) - At MPERS, we are committed to providing exceptional service and support to our members. Whether you have questions about your retirement benefits, need help with forms, or want to schedule a personal counseling session, our knowledgeable team is ready to assist you.
- [Cost-of-Living Adjustments (COLAs)](https://www.mpers.org/retirees/cost-of-living-adjustments-colas/) - [et_pb_section fb_built=”1″ _builder_version=”4.19.4″ custom_margin=”-50px||||false|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”] Cost-of-Living Adjustments Home /Retirees/Cost-of-Living Adjustments (COLAs) [/et_pb_text][et_pb_text admin_label=”COLA Introduction and Basic Information” module_class=”lead” _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] MPERS provides an annual COLA to eligible retired members, surviving spouses, former
- [Survivor Benefits](https://www.mpers.org/retirees/survivor-benefits/) - The benefit payment option you select at retirement determines whether a benefit will be paid to a beneficiary and how much they will receive.
- [Working After Retirement](https://www.mpers.org/retirees/working-after-retirement/) - Working after retirement is common among retirees. Each MPERS' plan has differing rules about what happens to your MPERS benefit if you return to work with the State of Missouri.
- [Changing Your Tax Withholding](https://www.mpers.org/retirees/changing-your-tax-withholding/) - Learn how MPERS tax withholding works, how to make or change elections, rollover rules, and where to calculate federal and Missouri tax withholding.
- [Planning for the Unexpected](https://www.mpers.org/retirees/planning-for-the-unexpected/) - This page is designed to help you prepare for the future, whether you're organizing your personal affairs or navigating the loss of a loved one.
- [Pay Days](https://www.mpers.org/retirees/pay-days/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Pay Days Home /Retirees/Pay Days [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] At MPERS, we understand the importance of relying on your pension payment. That’s why we make sure your benefit is
- [The Pensioner - Newsletter](https://www.mpers.org/publications/newsletters/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”] The Pensioner – Newsletter Home /Publications/The Pensioner – Newsletter [/et_pb_text][et_pb_text admin_label=”Retiree Newsletter Header” module_class=”lead” _builder_version=”4.27.4″ custom_margin=”||-20px|” z_index_tablet=”500″ text_text_shadow_horizontal_length_tablet=”0px” text_text_shadow_vertical_length_tablet=”0px” text_text_shadow_blur_strength_tablet=”1px” link_text_shadow_horizontal_length_tablet=”0px” link_text_shadow_vertical_length_tablet=”0px” link_text_shadow_blur_strength_tablet=”1px” ul_text_shadow_horizontal_length_tablet=”0px” ul_text_shadow_vertical_length_tablet=”0px” ul_text_shadow_blur_strength_tablet=”1px” ol_text_shadow_horizontal_length_tablet=”0px” ol_text_shadow_vertical_length_tablet=”0px”
- [Active Member Newsletters - Prior Editions](https://www.mpers.org/publications/newsletters/active-member-newsletters-prior-editions/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” collapsed=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ custom_padding=”||-10px|” z_index_tablet=”500″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Active Member Newsletters – Prior Editions < Home /Publications/The Pensioner – Newsletter/Active Member Newsletters –... [/et_pb_text][et_pb_text _builder_version="4.27.5" _module_preset="default" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"] 2024
- [Retiree Newsletters - Prior Editions](https://www.mpers.org/publications/newsletters/retiree-newsletters-prior-editions/) - [et_pb_section fb_built=”1″ disabled_on=”off|off|off” admin_label=”Section” _builder_version=”4.27.5″ da_disable_devices=”off|off|off” collapsed=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.5″ custom_padding=”||-10px|” hover_enabled=”0″ z_index_tablet=”500″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” global_colors_info=”{}” module_class=”Nav” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Retiree Newsletters – Prior Editions Home /Publications/The Pensioner – Newsletter/Retiree Newsletters – Prior... [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column
- [Pre-Retirement Seminars](https://www.mpers.org/members/seminars-webinars/pre-retirement-seminars/) - Prepare for your retirement journey with our in-person seminar or online webinar, designed for members within five years of retirement eligibility or those already eligible to retire.
- [Under Construction](https://www.mpers.org/under-construction/) - [et_pb_section fb_built=”1″ theme_builder_area=”post_content” _builder_version=”4.27.5″ _module_preset=”default” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.5″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″] Under Construction Home /Under Construction [/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″ module_class=”lead”] This page is under construction. Check back soon. [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]
- [chief-investment-officer-quarterly-update-of-investments](https://www.mpers.org/investments/chief-investment-officer-quarterly-update-of-investments/) - This is a redirect.
- [mpers-board-meeting-schedule-2](https://www.mpers.org/trustees/mpers-board-meeting-schedule-2/) - This is a redirect.
- [board-meeting-summaries](https://www.mpers.org/board-meeting-summaries/)
- [About MPERS](https://www.mpers.org/about/) - At MPERS, our mission is simple: to provide sustainable retirement, survivor, and disability benefits for the lifetime of our members.
- [Trustee Education Reports](https://www.mpers.org/trustees/trustee-education-reports/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Trustee Education Reports Home /Trustees/Trustee Education Reports [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] As part of its commitment to strong fiduciary oversight and effective leadership, the MPERS Board has established a governance policy requiring
- [Service Purchases and Transfers](https://www.mpers.org/members/service-purchases-and-transfers/) - This page provides information for MPERS members interested in transferring or purchasing service credit.
- [Workplace Possibilities Coordinator](https://www.mpers.org/employers/workplace-possibilities-coordinator/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Workplace Possibilities Coordinator Home /Employers/Workplace Possibilities Coordinator [/et_pb_text][et_pb_text _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] I am Ron Boudreau, Workplace Possibilities Coordinator. I began working with the Workplace
- [MPERS Board Meeting Minutes](https://www.mpers.org/trustees/mpers-board-meeting-minutes-2/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][/et_pb_column][/et_pb_row][/et_pb_section]
- [Governance Policies](https://www.mpers.org/trustees/governance-policies/) - “Governance” refers to the method by which the System is directed and controlled. A sound governance structure defines the roles of the different parties that participate in the decision-making process, including the identification of the matters that require action, analysis of options, and the process for making decisions once issues have been evaluated.
- [Email MPERS](https://www.mpers.org/email-mpers/) - For inquiries regarding your MPERS retirement benefits, please contact us. Our team is committed to providing timely and accurate assistance to all members.
- [Reporting Suspected Fraud, Waste, or Abuse Form](https://www.mpers.org/reporting-suspected-fraud-waste-or-abuse-form/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Reporting Suspected Fraud, Waste, or Abuse Form Home /Reporting Suspected Fraud, Waste,... [/et_pb_text][et_pb_text _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] Please provide as much detail as possible when [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Reporting Suspected Fraud, Waste, or Abuse Form Home /Reporting Suspected Fraud, Waste,... [/et_pb_text][et_pb_text _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] Please provide as much detail as possible when
- [Benefit Basics Seminar](https://www.mpers.org/members/seminars-webinars/benefit-basics/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Benefit Basics Seminar Home /Members/Seminars & Webinars/Benefit Basics Seminar [/et_pb_text][et_pb_text _builder_version=”4.27.4″ z_index_tablet=”500″ global_colors_info=”{}”] Audience: Any Active member of MPERS Registration: Contact your HR representative to organize a group meeting. Helping members achieve their retirement goals is
- [Trustees](https://www.mpers.org/trustees/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Trustees Home /Trustees [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] An 11-member Board of Trustees is responsible for the oversight of MPERS. The Trustees serve as fiduciaries to the members and establish sound policies and objectives, monitor operations, and
- [Legislative Updates](https://www.mpers.org/about-mpers/legislative-updates/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Legislative Updates Home /About MPERS/Legislative Updates [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] The MoDOT and Patrol Employees’ Retirement System (MPERS) actively monitors legislative developments that may affect the retirement benefits of its members. Legislative changes can influence plan funding,
- [Frequently Asked Questions](https://www.mpers.org/frequently-asked-questions/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Frequently Asked Questions Home /Frequently Asked Questions [/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Do I apply to retire through MPERS or my employer? Your Notice of Retirement form must ultimately be submitted to MPERS. You can complete the
- [Disability Benefits](https://www.mpers.org/members/disability-benefits/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Disability Benefits Home /Members/Disability Benefits [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] As an active member of a plan administered by MPERS, the State provides Long-Term Disability (LTD) and Work-Related Disability (WRD) insurance at no cost to you.
- [Reporting Suspected Fraud, Waste or Abuse](https://www.mpers.org/reporting-suspected-fraud-waste-or-abuse/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Reporting Suspected Fraud, Waste or Abuse Home /Reporting Suspected Fraud, Waste... [/et_pb_text][et_pb_text module_class=”lead” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] The Fraud Reporting Form is available so you may report any suspicions of fraud, waste, or abuse within or related to MPERS.
- [Glossary](https://www.mpers.org/glossary-2/)
- [Glossary](https://www.mpers.org/glossary/) - [et_pb_section fb_built=”1″ theme_builder_area=”post_content” _builder_version=”4.27.4″ _module_preset=”default”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” column_structure=”3_5,2_5″ theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.4″ _module_preset=”default” type=”3_5″ theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” admin_label=”Text”] Members Home /Glossary [/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″] Search for: $5,000 Death BenefitMPERS provides a $5,000 death benefit to members who retire directly from active employment, work-related disability recipients, and long-term disability recipients who retire on
- [News](https://www.mpers.org/news/)
- [Board Committees](https://www.mpers.org/trustees/board-committees/) - Audit Committee Bill Seibert, Chair Daniel Hegeman Sue Cox Budget Committee: Todd Tyler, Chair Master Sergeant Wallace Ahrens Senator Mike Bernskoetter Governance Committee: Sue Cox, Chair W. Dustin Boatwright Bill Seibert Investment Committee: Master Sergeant Wallace Ahrens, Chair Warren Erdman Representative Barry Hovis Colonel Michael Turner Ed Hassinger
- [Legislative Updates](https://www.mpers.org/legislative-updates/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Legislative Updates” _builder_version=”4.16″ text_font_size=”30px” hover_enabled=”0″ z_index_tablet=”500″ text_text_shadow_horizontal_length_tablet=”0px” text_text_shadow_vertical_length_tablet=”0px” text_text_shadow_blur_strength_tablet=”1px” link_text_shadow_horizontal_length_tablet=”0px” link_text_shadow_vertical_length_tablet=”0px” link_text_shadow_blur_strength_tablet=”1px” ul_text_shadow_horizontal_length_tablet=”0px” ul_text_shadow_vertical_length_tablet=”0px” ul_text_shadow_blur_strength_tablet=”1px” ol_text_shadow_horizontal_length_tablet=”0px” ol_text_shadow_vertical_length_tablet=”0px” ol_text_shadow_blur_strength_tablet=”1px” quote_text_shadow_horizontal_length_tablet=”0px” quote_text_shadow_vertical_length_tablet=”0px” quote_text_shadow_blur_strength_tablet=”1px” header_text_shadow_horizontal_length_tablet=”0px” header_text_shadow_vertical_length_tablet=”0px” header_text_shadow_blur_strength_tablet=”1px” header_2_text_shadow_horizontal_length_tablet=”0px” header_2_text_shadow_vertical_length_tablet=”0px” header_2_text_shadow_blur_strength_tablet=”1px” header_3_text_shadow_horizontal_length_tablet=”0px” header_3_text_shadow_vertical_length_tablet=”0px” header_3_text_shadow_blur_strength_tablet=”1px” header_4_text_shadow_horizontal_length_tablet=”0px”
- [Targeted Topics](https://www.mpers.org/targeted-topics/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Targeted Topics title” _builder_version=”4.16″ z_index_tablet=”500″ global_colors_info=”{}”] Targeted Topics [/et_pb_text][et_pb_video_slider show_image_overlay=”on” play_icon_color=”#efbf00″ controls_color=”light” admin_label=”Targeted Topics Video Slider” _builder_version=”4.25.2″ max_width=”75%” module_alignment=”center” hover_enabled=”0″ border_radii=”on|5px|5px|5px|5px” box_shadow_style=”preset2″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_video_slider_item admin_title=”Retirement Eligibility” src=”https://www.youtube.com/watch?v=PvBzxlHv5yY” _builder_version=”3.19.13″ global_colors_info=”{}” show_image_overlay=”on”][/et_pb_video_slider_item][et_pb_video_slider_item admin_title=”The Benefit Formula” src=”https://vimeo.com/970981535?share=copy”
- [Personal Counseling Session](https://www.mpers.org/members/personal-counseling-session/) - We offer personal counseling sessions over the phone, in person at the MPERS office in Jefferson City, or at your employer's location. Any member, at any point during their career can call (800) 270-1271, email mpers@mpers.org, or submit an online request to schedule an appointment with a benefit specialist. Benefit specialists are available Monday -
- [Home narrow slider](https://www.mpers.org/home-2-backup/) - [et_pb_section bb_built=”1″ next_background_color=”#ffffff” _builder_version=”3.18.2″ background_color=”#F3F2F3″ custom_margin=”||0px” custom_padding=”0|0px|0|0px|false|false” bottom_divider_style=”arrow3″][et_pb_row custom_padding=”0|0px|0px|0px|false|false” _builder_version=”3.18.2″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″][et_pb_code _builder_version=”3.18.2″][/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section bb_built=”1″ _builder_version=”3.18.2″ custom_margin=”0px||0px” custom_padding=”20px||0px” prev_background_color=”#F3F2F3″ next_background_color=”#eaeaea”][et_pb_row use_custom_gutter=”on” gutter_width=”2″ custom_padding=”0|0px|27px|0px|false|false” custom_margin=”0px||0px” background_color_1=”#206ece” background_color_2=”#206ece” background_color_3=”#206ece” background_color_4=”#206ece” padding_bottom_1=”12px” padding_bottom_2=”12px” padding_bottom_3=”12px” padding_bottom_4=”12px” _builder_version=”3.18.2″][et_pb_column type=”1_4″][et_pb_image src=”https://www.mpers.org/wp-content/uploads/AdobeStock_166152978.jpg” url=”/” _builder_version=”3.18.2″ custom_css_after=”display: block;|| position: relative;|| background-image: linear-gradient(to bottom, transparent 0%, #206ECE 100%);|| margin-top: -150px;|| height: 150px;|| width: 100%;||
- [Survivor Benefits](https://www.mpers.org/members/survivor-benefits/) - Death Before Retirement Non-Duty Related Death of a Member in the Closed Plan or Year 2000 Plan If you are vested and die before retirement, the spouse to whom you are married on the date of your death is eligible to receive survivor benefits. The monthly benefit will be paid for your spouse’s lifetime and
- [About MPERS](https://www.mpers.org/about-mpers/) - The Board of Trustees of MPERS has a fiduciary responsibility to the members and beneficiaries of the system. In recognition of this responsibility, the System has the following mission and vision statements. Our Mission "To provide a basic level of financial security to plan participants by delivering quality benefits and exceptional customer service through professional
- [Sitemap](https://www.mpers.org/sitemap/)
- [Test tabs](https://www.mpers.org/test-tabs/) - Text above tab. Text below tab.

## Tooltips

- [Retirement Deadlines](https://www.mpers.org/glossary/retirement-deadlines/) - Retirement timeline: intended retirement date and required form due dates Intended Date of Retirement Step 1: Notice of Retirement due Download the Notice of Retirement (PDF) Step 2: Retirement Election Form due January 1 September 1 – November 30 December 31 February 1 October 1 – December 31 January 31 March 1 November 1 –
- [Service Purchase](https://www.mpers.org/glossary/service-purchase/) - Allows eligible members to buy prior public service credit, potentially increasing benefits or allowing earlier retirement.
- [Pre-Retirement Seminars](https://www.mpers.org/glossary/pre-retirement-seminars/) - In-person sessions for members within five years of retirement, covering pension benefits and retirement planning.
- [Notice of Retirement](https://www.mpers.org/glossary/notice-of-retirement/) - Step 1 of the retirement process. Must be submitted at least one month and one day before retirement, and no more than 120 days in advance.
- [Normal Retirement Eligibility](https://www.mpers.org/glossary/normal-retirement-eligibility/) - The age and service point at which you qualify for full, unreduced pension benefits.
- [NGB23](https://www.mpers.org/glossary/ngb23/) - A National Guard Bureau form showing retirement points, used to verify service for Closed Plan members.
- [Natural Parent Affidavit](https://www.mpers.org/glossary/natural-parent-affidavit/) - Completed by the natural parent with custody of a minor child. At age 18, the child receives payments directly.
- [myMPERS](https://www.mpers.org/glossary/mympers/) - MPERS’ online portal for accessing personal benefit info, submitting forms, and generating estimates.
- [Multiplier](https://www.mpers.org/glossary/multiplier/) - A percentage used in the benefit formula: 1.6% for Closed Plan, 1.7% for 2000 Plan/2011 Tier, and 0.8% for Temporary Benefit.
- [Monthly Benefit Payment](https://www.mpers.org/glossary/monthly-benefit-payment/) - A recurring monthly payment after retirement, based on final average pay, creditable service, and multiplier.
- [Life Income Annuity](https://www.mpers.org/glossary/life-income-annuity/) - A retirement benefit option with no survivor benefits; payments stop at death, but a beneficiary receives the final benefit payment.
- [Investments](https://www.mpers.org/glossary/investments/) - The largest source of MPERS pension funding, supplemented by employer and employee contributions.
- [Final Benefit Payment](https://www.mpers.org/glossary/final-benefit-payment/) - The full monthly benefit paid for the month in which a member passes away, deposited or paid as provided by law.
- [Final Average Pay](https://www.mpers.org/glossary/final-average-pay/) - The average of your highest 36 consecutive months of pay, used in calculating your pension benefit.
- [Employer Contributions](https://www.mpers.org/glossary/employer-contributions/) - Contributions made by MoDOT or MSHP to fund pensions, calculated annually by an actuary and certified by the MPERS Board.
- [Employer Contribution Rate](https://www.mpers.org/glossary/employer-contribution-rate/) - The percentage of payroll contributed by MoDOT or MSHP to fund pensions, calculated annually by an actuary and certified by the MPERS Board.
- [Division of Benefits Order](https://www.mpers.org/glossary/division-of-benefits-order/) - A court order allowing MPERS to divide pension benefits with an ex-spouse following divorce, up to 50% of the benefit accrued during marriage.
- [Direct Deposit](https://www.mpers.org/glossary/direct-deposit/) - The standard method for receiving monthly pension payments, deposited directly into your bank account.
- [Defined Contribution Plan](https://www.mpers.org/glossary/defined-contribution-plan/) - A retirement savings plan where you and/or your employer contribute, and you manage investments to build retirement income.
- [Creditable Service](https://www.mpers.org/glossary/creditable-service/) - The total years and full months of service earned, used in calculating your monthly pension benefit.
- [Cost-of-Living Adjustment](https://www.mpers.org/glossary/cost-of-living-adjustment/) - An annual increase to retirement benefits to offset inflation. Based on 80% of the CPI-U increase, capped at 5%. Special rules apply for Closed Plan members hired before August 28, 1997.
- [Conservatorship of Minors](https://www.mpers.org/glossary/conservatorship-of-minors/) - If a minor child is due survivor benefits and has no living parent, MPERS requires a court-certified conservatorship order. At age 18, the child receives payments directly.
- [Benefit-Eligible Position](https://www.mpers.org/glossary/benefit-eligible-position/) - A job typically requiring at least 1,040 hours per year, as determined by the employer, qualifying the employee for retirement benefits.
- [Benefit Payment Options](https://www.mpers.org/glossary/benefit-payment-options/) - Choices at retirement that determine post-death payments. Options include life income annuity, joint & survivor, and life income with guaranteed payments.
- [Beneficiary for Employee Contributions](https://www.mpers.org/glossary/beneficiary-for-employee-contributions/) - If a member dies before retirement and no survivor benefits are payable, the named beneficiary receives a refund of the employee’s contributions.
- [Base Benefit](https://www.mpers.org/glossary/base-benefit/) - Represents the core component of your retirement income, calculated using a legally defined formula based on creditable service, multiplier, and final average pay.
- [BackDROP](https://www.mpers.org/glossary/backdrop/) - A retirement payment option for Closed Plan and Year 2000 Plan members, offering a one-time lump-sum payment in addition to monthly benefits. Requires working at least two years past normal retirement eligibility.
- [Authorization to Release Information](https://www.mpers.org/glossary/authorization-to-release-information/) - A form that allows MPERS to release specific personal information to another person or organization, with your consent.
- [Actuary](https://www.mpers.org/glossary/actuary/) - An expert in risk analysis and retirement plan financing, typically a member of the American Academy of Actuaries or enrolled under ERISA.
- [Actuarial Liability](https://www.mpers.org/glossary/actuarial-liability/) - The value of a member’s creditable service held by MPERS or another retirement system, whether fully funded or not.
- [50% Joint & Survivor](https://www.mpers.org/glossary/50-joint-survivor/) - Your eligible spouse receives 50% of your lifetime base benefit after your death. The benefit continues for life, even if the spouse remarries. Reductions vary by plan and age differences.
- [Pop-Up](https://www.mpers.org/glossary/pop-up/) - If a spouse dies after a survivor option was selected, the retiree’s benefit increases ('pops up') to the full amount.
- [Pre-Retirement Webinars](https://www.mpers.org/glossary/pre-retirement-webinars/) - Online sessions for members nearing retirement, covering the same topics as the seminars.
- [Retirement Election Form](https://www.mpers.org/glossary/retirement-election-form/) - Step 2 of the retirement process where you choose your pension plan, BackDROP (if eligible), and benefit payment options.
- [Rule of 80](https://www.mpers.org/glossary/rule-of-80/) - For Closed and Year 2000 Plan members: age 48+ with age + service = 80 or more qualifies for full retirement.
- [Rule of 90](https://www.mpers.org/glossary/rule-of-90/) - For 2011 Tier members: age 55+ with age + service = 90 or more qualifies for full retirement. Not for vested-former members.
- [Service Transfer](https://www.mpers.org/glossary/service-transfer/) - Allows eligible members to transfer prior public service credit at no cost, increasing benefits or allowing earlier retirement.
- [Survivors](https://www.mpers.org/glossary/survivors/) - Individuals legally entitled or designated to receive benefits after your death (e.g., spouse, child).
- [Vested-Former Member](https://www.mpers.org/glossary/vested-former-member/) - A former employee who is entitled to a future pension benefit once age requirements are met.
- [Creditable Prior Service](https://www.mpers.org/glossary/creditable-prior-service/) - Service accrued before your most recent MPERS membership date, used to determine benefit eligibility and amount.
- [$5,000 Death Benefit](https://www.mpers.org/glossary/5000-death-benefit-2/) - MPERS provides a $5,000 death benefit to members who retire directly from active employment, work-related disability recipients, and long-term disability recipients who retire on or after September 28, 1985.
- [Taxes](https://www.mpers.org/glossary/taxes/) - MPERS pension payments are taxable. A 1099-R is issued annually for tax reporting.
- [Temporary Benefit](https://www.mpers.org/glossary/temporary-benefit/) - A supplemental benefit for Year 2000 Plan and 2011 Tier retirees until age 62. Ends at age 62.
- [Termination Date](https://www.mpers.org/glossary/termination-date/) - Your last day of work in a benefit-eligible position. Coordinate with your employer to finalize.
- [Sick Leave Credit](https://www.mpers.org/glossary/sick-leave-credit/) - One month of creditable service for every 168 hours of unused sick leave at retirement. Cannot be used for eligibility.
- [Vested](https://www.mpers.org/glossary/vested/) - Having enough service (usually 5 years) to qualify for a future pension benefit.
- [Secure File Upload](https://www.mpers.org/glossary/secure-file-upload/) - A feature on the MPERS website to send documents electronically instead of mailing or faxing.
- [Survivor Application](https://www.mpers.org/glossary/survivor-application/) - A form required for eligible recipients to begin receiving survivor benefits.
- [Social Security](https://www.mpers.org/glossary/social-security/) - A separate retirement benefit from MPERS. Apply at ssa.gov or your local SSA office.
- [Special Benefit](https://www.mpers.org/glossary/special-benefit/) - A $90/month benefit until age 65 for eligible uniformed patrol members under the Closed Plan. Subject to earnings limits.
- [Spouse](https://www.mpers.org/glossary/spouse/) - The person to whom you are legally married.
- [Retiree](https://www.mpers.org/glossary/retiree/) - A member who has met age and service requirements and completed the retirement process by submitting the required forms.
- [Non-Benefit Eligible Position](https://www.mpers.org/glossary/non-benefit-eligible-position/) - A state job without retirement benefits. You can work in such a position and still receive MPERS retirement benefits.
- [Non-Vested Former Member](https://www.mpers.org/glossary/non-vested-former-member/) - A former employee who didn’t meet the vesting requirement (usually five years). Service may be restored after reemployment and one year of membership.
- [Payday](https://www.mpers.org/glossary/payday/) - MPERS benefit payments are made on the last working day of each month via direct deposit.
- [Power of Attorney](https://www.mpers.org/glossary/power-of-attorney/) - A legal document allowing someone to act on your behalf for MPERS matters. Must be approved by MPERS.
- [Public Pension Exemption](https://www.mpers.org/glossary/public-pension-exemption/) - A Missouri tax deduction for part of your MPERS pension. Consult the Department of Revenue or a tax advisor.
- [Purchase of Service](https://www.mpers.org/glossary/purchase-of-service/) - Allows eligible members to buy credit for prior public service to increase future pension benefits. Must be completed before retirement.
- [Refund of Employee Contributions](https://www.mpers.org/glossary/refund-of-employee-contributions/) - See the Leaving State Employment brochure for more information about receiving a refund of your contributions.
- [Military Service](https://www.mpers.org/glossary/military-service/) - May qualify for automatic or purchased service credit under USERRA. Closed and 2000 Plan members may purchase up to four years of prior active-duty service.
- [Mid-Career Checkup Webinar](https://www.mpers.org/glossary/mid-career-checkup-webinar/) - Online sessions by MPERS and MO Deferred Comp to educate mid-career employees on pension benefits and retirement planning.
- [Lump Sum Amount](https://www.mpers.org/glossary/lump-sum-amount/) - A one-time payment available through BackDROP at retirement. It equals 90% of the monthly benefits during the BackDROP period and reduces future monthly benefits.
- [Legislation](https://www.mpers.org/glossary/legislation/) - State laws passed by the Missouri legislature that govern MPERS pension provisions.
- [Employee Contributions](https://www.mpers.org/glossary/employee-contributions/) - 2011 Tier members contribute 4% of pre-tax income to fund future pension benefits.
- [Designation of Agent](https://www.mpers.org/glossary/designation-of-agent/) - A form to legally appoint someone to make MPERS-related decisions on your behalf if you become incapacitated.
- [MO Deferred Compensation](https://www.mpers.org/glossary/mo-deferred-compensation/) - A voluntary retirement savings plan to supplement your MPERS pension and Social Security.
- [Death Certificate](https://www.mpers.org/glossary/death-certificate/) - Required documentation for MPERS to process survivor and death benefits.
- [DD214](https://www.mpers.org/glossary/dd214/) - A military discharge record used to determine eligibility for service credit under USERRA.
- [Board of Trustees](https://www.mpers.org/glossary/board-of-trustees/) - The 11-member governing body that oversees MPERS operations and ensures the system serves its members' best interests.
- [Benefit Payment Affidavit](https://www.mpers.org/glossary/benefit-payment-affidavit/) - A form completed by survivors of deceased members to determine who is entitled to the final or continuing benefit when a beneficiary is unknown.
- [Base Benefit Formula](https://www.mpers.org/glossary/base-benefit-formula/) - The formula: Final Average Pay × Creditable Service × Multiplier = Monthly Base Benefit. It determines your monthly retirement income.
- [1099-R Tax Form](https://www.mpers.org/glossary/1099-r-tax-form/) - A form used to report pension income distributions. MPERS mails it annually by the end of January. It is needed for tax filing and is also available electronically via myMPERS.
- [defined benefit plan](https://www.mpers.org/glossary/defined-benefit-plan/) - MPERS operates as a tax-qualified defined benefit plan (DB) under Section 401(a) of the Internal Revenue Code. A defined benefit (DB) plan requires a member to be vested (work a set number of years in a benefit-eligible position) and provides a set benefit (based on salary and creditable service) for life, once a member meets
- [Benefit Estimate](https://www.mpers.org/glossary/benefit-estimate/) - A benefit estimate provides you with information outlining the amount of your future MPERS pension benefit. The amounts are based on a specific retirement date. It also shows estimates of monthly pension benefit amounts if you elect survivor or BackDROP benefits.
- [4% Contribution Rate](https://www.mpers.org/glossary/4-contribution-rate/) - The percentage of salary that 2011 Tier members must contribute to the retirement system. The contributions are made on a pre-tax basis and used to help pay the cost of the member’s future retirement benefits.
- [Life Income with Guaranteed Payments](https://www.mpers.org/glossary/life-income-with-guaranteed-payments/) - This option reduces your retirement benefit but allows you to name any person or organization as a beneficiary to receive your final benefit payment and the remaining number of guaranteed payments (if any). For the Closed Plan, you have the choice of 60 or 120 guaranteed payments. For the Year 2000 Plan and 2011 Tier,
- [100% Joint & Survivor](https://www.mpers.org/glossary/100-joint-survivor-2/) - Your eligible spouse will receive 50% of the lifetime base benefit amount you are receiving at the time of your death. The survivor benefit will continue for the life of your spouse, even if your spouse remarries. In the Closed Plan, there is no reduction in your benefit to provide this option. The reduction in

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