MoDOT & Patrol Employees’ Retirement System

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Retirement Eligibility

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Your eligibility for retirement depends on your age and creditable service you have earned. The retirement laws in effect on the date you leave state employment determine both your eligibility for a benefit and the provisions used to calculate your benefit.

The minimum age and service requirements for early and normal retirement are set by law.

Normal Retirement Eligibility

Normal Retirement Eligibility, Non-Uniformed Active Members

Closed Plan

  • Hired before July 1, 2000
  • Age 65 with 5 years of service; or
  • Age 60 with 15 years of service; or
  • “Rule of 80” – age 48 with age plus service equaling 80 or more

Hired on or after July 1, 2000, but before January 1, 2011

  • Age 62 with 5 years of service; or
  • “Rule of 80” – age 48 with age plus service equaling 80 or more

Hired on or after January 1, 2011

  • Age 67 with 5 years of service; or
  • “Rule of 90” – age 55 with age plus service equaling 90 or more

Normal Retirement Eligibility, Uniformed Active Members

Closed Plan

  • Hired before July 1, 2000
  • Age 55 with 5 years of service; or
  • “Rule of 80” – age 48 with age plus service equaling 80 or more; or
  • Mandatory at age 60 (active only)

Year 2000 Plan

  • Hired on or after July 1, 2000, but before January 1, 2011
  • “Rule of 80” – age 48 with age plus service equaling 80 or more; or
  • Mandatory at age 60 with 5 years of service (active only)

2011 Tier

  • Hired on or after January 1, 2011
  • Age 55 with 5 years of service; or
  • Mandatory at 60

Early Retirement Eligibility, Non-Uniformed Active Members

Closed Plan

  • Hired before July 1, 2000
  • Age 55 with 10 years of service
    *Benefit is reduced by .006 for each month prior to normal retirement.

Year 2000 Plan

  • Hired on or after July 1, 2000, but before January 1, 2011
  • Age 57 with 5 years of service
    *Benefit is reduced by .005 for each month prior to normal retirement.

2011 Tier

  • Hired on or after January 1, 2011
  • Age 62 with 5 years of service
    *Benefit is reduced by .005 for each month prior to normal retirement.

Early Retirement Eligibility, Uniformed Active Members

Closed Plan

  • Hired before July 1, 2000
  • Not eligible

Hired on or after July 1, 2000, but before January 1, 2011

  • Age 57 with 5 years of service
    *Benefit is reduced by .005 for each month prior to normal retirement.

Year 2000 Plan

  • Hired on or after January 1, 2011
  • Not eligible

Terminated-Vested Members, Early Retirement Eligibility*

Closed Plan

  • Hired before July 1, 2000
  • Age 55 with 10 years of service
    *Benefit is reduced by .006 for each month prior to normal retirement.

Year 2000 Plan

  • Hired on or after July 1, 2000, but before January 1, 2011
  • Age 57 with 5 years of service
    *Benefit is reduced by .005 for each month prior to normal retirement.

2011 Tier

  • Hired on or after January 1, 2011
  • Not eligible for early retirement.

Terminated-Vested Members, Normal Retirement Eligibility*

Closed Plan

  • Hired before July 1, 2000
  • Age 65 with at least 5 years of service; or
  • Age 60 with at least 15 years of service; or
  • “Rule of 80” – age 48 with age plus service equaling 80 or more

Year 2000 Plan

  • Hired on or after July 1, 2000, but before January 1, 2011
  • Age 62 with at least 5 years of service

2011 Tier

  • Hired on or after January 1, 2011
  • Age 67 with at least 5 years of service

* Terminated-vested members are members who are vested with at least five years of service and have separated from employment from an MPERS- or MOSERS-covered agency prior to reaching normal retirement eligibility.

Non-Uniformed Active Members

Hired before July 1, 2000

Age 65 with 5 years of service; or

Age 60 with 15 years of service; or

“Rule of 80” – age 48 with age plus service equaling 80 or more

Hired on or after July 1, 2000, but before January 1, 2011

Age 62 with 5 years of service; or

“Rule of 80” – age 48 with age plus service equaling 80 or more

Hired on or after January 1, 2011

Age 67 with 5 years of service; or

“Rule of 90” – age 55 with age plus service equaling 90 or more

Uniformed Active Members

Hired before July 1, 2000

Age 55 with 5 years of service; or

“Rule of 80” –  age 48 with age plus service equaling 80 or more; or

Mandatory at age 60 (active only)

Hired on or after July 1, 2000, but before January 1, 2011

“Rule of 80” – age 48 with age plus service equaling 80 or more; or

Mandatory at age 60 with 5 years of service (active only)

Hired on or after January 1, 2011

Age 55 with 5 years of service; or

Mandatory at 60

Early Retirement Eligibility

Non-Uniformed Active Members

Hired before July 1, 2000

Age 55 with 10 years of service
*Benefit is reduced by .006 for each month prior to normal retirement.

Hired on or after July 1, 2000, but before January 1, 2011

Age 57 with 5 years of service
*Benefit is reduced by .005 for each month prior to normal retirement.

Hired on or after January 1, 2011

Age 62 with 5  years of service
*Benefit is reduced by .005 for each month prior to normal retirement.

Uniformed Active Members

Hired before July 1, 2000

Not eligible

Hired on or after July 1, 2000, but before January 1, 2011

Age 57 with 5 years of service
*Benefit is reduced by .005 for each month prior to normal retirement.

Hired after on or after January 1, 2011

Not eligible

Terminated-Vested Members

Early Retirement Eligibility*

Hired before July 1, 2000

Age 55 with 10 years of service
*Benefit is reduced by .006 for each month prior to normal retirement.

Hired on or after July 1, 2000, but before January 1, 2011

Age 57 with 5 years of service
*Benefit is reduced by .005 for each month prior to normal retirement.

Hired on or after January 1, 2011

Not eligible for early retirement.

Normal Retirement Eligibility*

Hired before July 1, 2000

Age 65 with at least 5 years of service; or

Age 60 with at least 15 years of service; or

“Rule of 80” – age 48 with age plus service equaling 80 or more

 

Hired on or after July 1, 2000, but before January 1, 2011

Age 62 with at least 5 years of service

Hired on or after January 1, 2011

Age 67 with at least 5 years of service

* Terminated-vested members are members who are vested with at least five years of service and have separated from employment from an MPERS- or MOSERS-covered agency prior to reaching normal retirement eligibility.

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