MoDOT & Patrol Employees’ Retirement System
It is never too early to begin thinking about retirement. Taking the time to understand your retirement benefits early in your career can lead to a comfortable retirement when the time comes.
The retirement laws in effect on the date the member leaves state employment determine both eligibility for a benefit and the provisions used to calculate the benefit.
What Plan Am I In?
MPERS offers three retirement plans. Understanding which plan you are in and how it affects your benefits is essential for planning your retirement effectively. MPERS offers the following retirement plans:
- Closed Plan – For members hired before July 1, 2000
- Year 2000 Plan – For members hired between July 1, 2000 and December 31, 2010
- 2011 Tier – For members hired on or after January 1, 2011
Your hire date determines your plan. Each plan has different eligibility rules, benefit formulas, and retirement options.
Learn more about your plan →
Benefit Formula
Your retirement benefit is calculated using a formula that includes:
- Your highest 36 consecutive months of pay
- Your years and months of creditable service
- A multiplier set by law
This formula ensures that your benefit reflects your earnings and service.
Explore the Benefit Formula →
Retirement Eligibility
Your eligibility depends on:
- Your retirement plan (Closed Plan, Year 2000 Plan, or 2011 Tier)
- Your age
- Your years of credited service
Learn more about eligibility →
Retirement Terms 101
This glossary helps you understand key terms and concepts related to your retirement plan, such as vesting, credited service, final average pay, and more.
View Retirement Terms 101 →
Life changes can impact your retirement benefits. This section provides guidance on how to manage your MPERS benefits during key life events such as divorce, leaving employment, or the death of a loved one.
Divorce and Your MPERS Benefit
Divorce can affect your retirement benefits. MPERS provides information on the Division of Benefits Order (DBO) process and how to update your beneficiary designations.
Learn more about divorce and your benefits →
The Retirement Process
Ready to retire? This section walks you through the steps, from submitting your application to selecting your benefit payment option.
View the Retirement Process →
Leaving State Employment
If you leave state employment before retirement, you may be eligible for a deferred benefit or a refund of contributions (if applicable).
Learn about leaving state employment →
Name or Contact Information Change
Keeping your contact information up to date ensures you receive important communications and benefit payments without delay.
Update your information →
Death of a Member or Beneficiary
MPERS provides support and guidance to survivors and beneficiaries when a member passes away. This includes information on survivor benefits and how to begin the claims process.
Learn about survivor benefits →
Resources & Education
MPERS offers a variety of tools, publications, and personalized support to help you understand and manage your retirement benefits with confidence.
View tools and calculators →
Seminars & Webinars
MPERS hosts educational seminars and webinars to help you better understand your retirement plan, prepare for retirement, and stay informed about your benefits. Sessions are available for both active and retired members.
View upcoming sessions →
Forms & Publications
Access a wide range of helpful documents, including plan handbooks, brochures, benefit guides, and forms for updating your information or applying for benefits.
Browse forms and publications →
Make an Appointment
Need personalized help? Schedule a one-on-one appointment with an MPERS benefit counselor to discuss your retirement options, ask questions, or get help with paperwork.
Make an appointment →
What Plan Am I In?
MPERS offers three retirement plans. Understanding which plan you are in and how it affects your benefits is essential for planning your retirement effectively. MPERS offers the following retirement plans:
- Closed Plan – For members hired before July 1, 2000
- Year 2000 Plan – For members hired between July 1, 2000 and December 31, 2010
- 2011 Tier – For members hired on or after January 1, 2011
Your hire date determines your plan. Each plan has different eligibility rules, benefit formulas, and retirement options.
Learn more about your plan →
Benefit Formula
Your retirement benefit is calculated using a formula that includes:
- Your highest 36 consecutive months of pay
- Your years and months of creditable service
- A multiplier set by law
This formula ensures that your benefit reflects your earnings and service.
Explore the Benefit Formula →
Retirement Eligibility
Your eligibility depends on:
- Your retirement plan (Closed Plan, Year 2000 Plan, or 2011 Tier)
- Your age
- Your years of credited service
Learn more about eligibility →
Retirement Terms 101
This glossary helps you understand key terms and concepts related to your retirement plan, such as vesting, credited service, final average pay, and more.
View Retirement Terms 101 →
Life changes can impact your retirement benefits. This section provides guidance on how to manage your MPERS benefits during key life events such as divorce, leaving employment, or the death of a loved one.
Divorce and Your MPERS Benefit
Divorce can affect your retirement benefits. MPERS provides information on the Division of Benefits Order (DBO) process and how to update your beneficiary designations.
Learn more about divorce and your benefits →
The Retirement Process
Ready to retire? This section walks you through the steps, from submitting your application to selecting your benefit payment option.
View the Retirement Process →
Leaving State Employment
If you leave state employment before retirement, you may be eligible for a deferred benefit or a refund of contributions (if applicable).
Learn about leaving state employment →
Name or Contact Information Change
Keeping your contact information up to date ensures you receive important communications and benefit payments without delay.
Update your information →
Death of a Member or Beneficiary
MPERS provides support and guidance to survivors and beneficiaries when a member passes away. This includes information on survivor benefits and how to begin the claims process.
Learn about survivor benefits →
Resources & Education
MPERS offers a variety of tools, publications, and personalized support to help you understand and manage your retirement benefits with confidence.
Seminars & Webinars
MPERS hosts educational seminars and webinars to help you better understand your retirement plan, prepare for retirement, and stay informed about your benefits. Sessions are available for both active and retired members.
View upcoming sessions →
Forms & Publications
Access a wide range of helpful documents, including plan handbooks, brochures, benefit guides, and forms for updating your information or applying for benefits.
Browse forms and publications →
Make an Appointment
Need personalized help? Schedule a one-on-one appointment with an MPERS benefit counselor to discuss your retirement options, ask questions, or get help with paperwork.
Make an appointment →
Your Benefits
Members
Pension Benefits
What Plan Am I In
Benefit Formula
Retirement Terms 101
Life & Career Events
Life Events
Disability Benefits
Survivor Benefits
Planning & Education
Seminars & Webinars
Forms & Publications
Retirement Process
Retirement Eligibility
Retirement FAQ
Apply for Retirement
Make an Appointment
