MoDOT & Patrol Employees’ Retirement System
As an active member of a plan administered by MPERS, the State provides Long-Term Disability (LTD) and Work-Related Disability (WRD) insurance at no cost to you. These benefits are designed to replace a portion of your income if you are unable to work due to a disability. While receiving LTD or WRD benefits, you will continue to accrue service credit under MPERS until you reach normal retirement eligibility.
- Replaces 60% of your pre-disability earnings, reduced by other income sources (e.g., Social Security disability, work earnings).
- Begins after a 180-day waiting period or after sick leave is exhausted—whichever is later.
Work-Related Disability (WRD)
- Replaces 70% of your pre-disability earnings (not reduced by other income), or
- 90% of your pre-disability earnings (reduced by deductible income).
- Begins after reaching maximum medical improvement under Missouri Workers’ Compensation Law or after sick leave is exhausted—whichever is later.
Workplace Possibilities Program (WPP)
The Workplace Possibilities Program helps employees who are struggling to perform their job duties due to medical conditions. It offers consultations and may recommend accommodations or services to support a healthier, more productive work environment.
Disability Handbook
Learn about MPERS’ disability benefits, eligibility, and procedures in this comprehensive guide.
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