Your MPERS retirement plan is one of the most important benefits you have as a MoDOT or MSHP employee. Knowing how it works can help you make informed decisions about your financial future.
Key Topics Every Member Should Know
- Your Plan Type: Whether you are in the Closed Plan, Year 2000 Plan, or 2011 Tier, each has unique rules that affect your retirement eligibility and benefit calculation.
- Service Credit: Learn how creditable service impacts your benefit amount and retirement date.
- Retirement Eligibility: Explore retirement options, including normal retirement, early retirement, and survivor benefits.
- Planning Tools: Use MPERS’ tools and calculators, watch recorded webinars, or schedule a personal counseling session to plan with confidence.
Peace of Mind
The earlier you start planning, the more confident you will feel about your future. MPERS is here to guide you every step of the way. Visit mpers.org/members for more resources and watch for the 2026 Education Schedule, coming early next year.
(Photo caption: Mary Jordan, Senior Benefit Counselor, speaking with MoDOT members about retirement planning during a recent visit to Hannibal.)



